Yearly Archives: 2018

To File or Not to File: When Not to File an Auto Insurance Claim

Auto Insurance Claim

As has been explained previously on this blog, insurance is not entirely about you. Yes, your driving record has an impact, as well as where you live, your age, and other factors. However, what insurance is really about is the

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Posted in Auto Insurance

Why Your Hurricane Insurance May Not Be Adequate

Hurricane Insurance

It’s safe to say that the long low of years without hurricanes or tropical storms may be over for Florida. The 2017 hurricane season with 18 named storms was the most active since 2005. Many homeowners are now finding out

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Posted in Homeowners Insurance

What is Progressive Rideshare Insurance?

Progressive Rideshare Insurance

The gig economy has seeped into every part of our lives. One of the most popular gig jobs that people do either for full-time work or for extra cash is ridesharing. By using personal vehicles for work, it creates an

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Posted in Auto Insurance, Personal Insurance

What Does PIP Insurance Pay for in Florida?

What Does PIP Insurance Pay for in Florida?

PIP insurance, or personal injury protection, is part of the no-fault car insurance that we have here in the state of Florida. This insurance pays you for injuries sustained in an automobile accident, regardless of which party was at fault.

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Posted in Auto Insurance

Factors That Affect Car Insurance Rates in Florida

factors that affect car insurance rates

Florida still has no-fault auto insurance – at least for the moment. However, just because Florida has a no-fault auto insurance system, that does not mean that outside factors do not influence how much people pay for insurance. From credit

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Posted in Auto, Auto Insurance, Personal Insurance

Is Water Damage Covered by Car Insurance?

water damage is covered by car insurance

See if this sounds familiar: A storm unexpectedly blew in and dumped a bit of rain. And you forgot to put the top back up in your convertible. So, will your insurance cover the damage? The answer is… maybe? As

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Posted in Auto, Auto Insurance